(2 ) computing the weights of the indexes : in this part, the writer combines the delphi method with the ahp ( analytic hierarchy process ) method to work out the weight of each index . then the writer transforms the weights into centesimal weight scores and gives the scoring standard 在這部分中,本文把delphi法(德爾菲法)和ahp法(層次分析法)相結合,計算出指標體系中各指標的權重,并把權重轉換成為百分制的權數和制定了相應的計分標準,得出了國家助學貸款信用評分表。